Retirees have several innovative options to maximize their Social Security benefits. Download Creative Social Security Strategies– Understanding the Nuances to learn the rules and take advantage of the strategies available for retirement planning.
Cost-of-living adjustments (COLAs) result in an increase of income for retirees who receive Social Security benefits, and they also boost unclaimed benefits. Download How COLAs Affect Social Security Benefits to see how inflation factors into the benefit formula whether you’re working or collecting.
Underestimating life expectancy can have dramatic effects on retirement planning. Download Life Expectancy and Social Security and read more about how to maximize your benefits in the event of extreme longevity.
It is important to consider the lifetime value of Social Security and the long-term effects if one or both spouses live a very long time. Download Social Security as Longevity Insurance to learn about maximizing Social Security income by delaying the start of benefits to age 70.
The decision of when to apply for Social Security benefits is crucial in retirement planning. Download When to Apply for Benefits to learn more about identifying the optimal time to take Social Security and maximizing your benefit.
Continued earnings could increase your Social Security benefit depending on your situation. Learn more about the impact working has on Social Security by downloading Will Working Longer Help or Hinder Your SS Benefit?
Click on the following link to download a copy: Personal Budget Worksheet Household Budget Worksheet (Discretionary v. Necessary)
Taxes are an inevitability in life, yet many people are unaware of how their investments are impacted by the ever-shifting tax code. Of all the expenses investors pay, taxes can be the biggest expense on total returns. With that in mind, it’s easy to see why awareness…
Think about the various professionals you engage in the course of a year. Most people don’t service their own car, install their own HVAC unit or conduct their own medical check-ups. Think of what could go wrong! However, many people wonder about the value of working with…
This private K-12 school has been a TIAA-CREF client since 1960. In February 2013, concerned about managing its fiduciary responsibilities, the school expressed an interest in hiring a financial consultant to serve as co-fiduciary for its retirement plan. After a formal RFP search, the School selected Cannon Financial Strategists, Inc. (Cannon)….
