Click on the following link to download a copy: Personal Budget Worksheet Household Budget Worksheet (Discretionary v. Necessary)
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Taxes are an inevitability in life, yet many people are unaware of how their investments are impacted by the ever-shifting tax code. Of all the expenses investors pay, taxes can be the biggest expense on total returns. With that in mind, it’s easy to see why awareness…
Think about the various professionals you engage in the course of a year. Most people don’t service their own car, install their own HVAC unit or conduct their own medical check-ups. Think of what could go wrong! However, many people wonder about the value of working with…
This private K-12 school has been a TIAA-CREF client since 1960. In February 2013, concerned about managing its fiduciary responsibilities, the school expressed an interest in hiring a financial consultant to serve as co-fiduciary for its retirement plan. After a formal RFP search, the School selected Cannon Financial Strategists, Inc. (Cannon)….
Profile Private medical practice with four doctors that experiences steady growth. The Challenge The practice added employees to the point that its Simplified Employee Pension (SEP) plan became too costly in terms of contributions to employees relative to the amount the doctors were contributing for…
Profile 2,000 employee hospital with multiple vendors in their retirement benefits program. The Challenge Changes in tax law and reporting requirements had made it increasingly cumbersome to deal with multiple record-keepers, administrators and vendors. Employees were confronted with a mixed bag of variable annuity funds…
In today’s world, a host of information is at your fingertips any time of day or night. That means stock market news is available the second you want it. While you may think following the news to manage your stocks—make changes based on what’s happened…